I-Ka ke tendency ukuba kukhutshwe elizimeleyo olawula izibonelelo bankruptcy imele a robust intshukumo, ingakumbi ukuba bankruptcy sele ngaphambili waqukwa kwi-Abarhwebayo Umthetho (Umthetho Abarhwebayo Inkundla) promulgated phantsi Royal Ukuze Hayi. Hnjengoko imimiselo elawula enye ngaphandle expansion, ekubeni lokuqala Saudi ngenkxaso abarhwebayo umthetho kunye wonke isahluko kwi izibonelelo bankruptcy. Injongo ukuphunyezwa komthetho ngeli xesha, njengoko njengoko kuchaziwe ingcaciso gabalala qaphela le-Saudi Arabian idrafti bankruptcy umthetho, njengoko ngolu hlobo lulandelayo: - Ukukhombisa u-yangoku deficiency kwi-KSA kufanelekileyo imithetho ngokusebenzisa enactment ka-elizeleyo umthetho tackling i-insolvency ka-abarhwebayo kwaye kwezoqoqosho yamafama. Ukukhuthaza imisebenzi kunye neeprojekthi ngokusebenzisa i-iyanelisa bankruptcy ngumthetho indlela mali reorganization ka-insolvent iinkampani - Yenza insolvent debtor okanye bankrupt ukuba ichiza yayo iimeko ngokusebenzisa amicable kwamafama kunye yayo creditors eya uvimba wabo amalungelo kwaye yenza kube-kwakhona basebenzise yayo kwezoqoqosho ishishini.
Reinforce kokuthenjwa i-credit wentengiso kwaye mali eyenziweyo yi-enacting umthetho kuthathelwa ingqalelo amalungelo zonke creditors.
Yenza regulators-mali kwicandelo lezolimo ukulawula i-insolvent okanye bankrupt amaqumrhu karhulumente ngohlobo commensurate kunye uhlobo ngamnye kwicandelo lezolimo kwaye enxulumene imingcipheko. Ngaphezu koko, idrafti bankruptcy umthetho umisela phambili imigaqo elawula i-dispositions kwaye impahla i-debtor abo ajongene insolvency okanye uyoyisakala imali yayo amatyala. Abo nemigaqo-nkqubo kukubonelela debtor kunye ithuba ichiza yayo iimeko kwaye kuqhubeka nge ishishini ngaphandle ukumona ukuba amalungelo creditors. Ezinjalo nemigaqo-nkqubo ingaba ngolu hlobo lulandelayo: i - Reorganization umgaqo-nkqubo: Ngu-a proceeding evuliweyo nge inkundla phezu isicelo we-debtor okanye igunyabantu elinobuchule okanye nangalo naliphi na creditor ukuba debtor amava-mali iingxaki. I-reorganization umgaqo-nkqubo differs ukususela preventive septemba inkqubo apho owokuqala inika inkulu indima i-creditors kwaye inkundla ngethuba lokusebenza bawo kuquka inhibiting i-debtor ukusuka transacting kunye yakhe okanye ipropati yakhe njengoko oko kuya kwenziwa b - Preventive Septemba umgaqo-nkqubo: Ngu-a proceeding evuliweyo nge inkundla phezu isicelo we-debtor okanye igunya abachaphazelekayo kunye elawula umsebenzi exercised ngaloo ndlela. Oku proceeding yenza debtor ukuba settle yayo amatyala kunye creditors ngokusekelwe septemba proposal I-legislator obligates ezinye iindidi creditors ukuthobela lonke ityala lesi proposal, nkqu ukuba babe musa uyavuma, meko isemthethweni iimfuno ingaba uvuma. Ngaphandle, legislator ivumela ulwandiso ka-creditors' amabango ngokuchasene debtor phantsi isigqibo ukuba kwenziwa lisebe linalo igunya lenkundla. m - Liquidation umgaqo-nkqubo: Ngu-a proceeding evuliweyo nge inkundla phezu isicelo we-debtor okanye igunyabantu elinobuchule okanye nangalo naliphi na creditor kule meko debtor amava-mali iingxaki mna. iyonela kububanzi bephepha insolvency okanye bankruptcy okanye ayina ukuthelekisa ithuba ichiza yayo-mali iimeko kwaye inzuzo ngokufanelekileyo ukususela preventive septemba kwaye reorganization iinkqubo apho idrafti umthetho ufuna ukuba nyusa izinga kwaye ukuququzelela liquidation nemigaqo-nkqubo. Njengoko kuba abantu abakhoyo ngokulawulwa-nkqubo bankruptcy umthetho, ezifana idrafti umthetho usebenza juridical kwaye yendalo abantu abo basebenzisa amashishini nokuphuhlisa yotyalo-mali kwaye elinolwazi iiprojekthi. Langaphandle iinkampani ukuba basebenzise ishishini ngaphakathi KSA kodwa, nangona kunjalo, ukuba (isicelo iya kuba enomda ukuba impahla yexabiso ebekwe kwi-KSA).
I-iziphumo ka-lokumiselwa nemigaqo-nkqubo umisela ngaphambili kwi-nkqubo nomthetho: idrafti umthetho unika banyukele ethile, iziphumo kwi lokumiselwa iingxoxo misela phambili kuyo ngenjongo ukufezekisa injongo nganye.
Ibaluleke kakhulu iziphumo ka-iingxoxo misela ngaphambili idrafti bankruptcy umthetho ingaba njengokulandelayo: - Ulwandiso yokwenza Amabango: Ngendlela ethile, amatyala, umthetho ivumela ulwandiso yokwenza amabango wavusa yi-creditors ukukhusela debtor s yexabiso kunye iimpahla ngexesha kakuhle ixesha iingxoxo ukuze banike debtor ithuba ichiza yayo iimeko kwaye anike septemba iziphakamiso okanye mali reorganization. Entsha Ezemali: idrafti umthetho ivumela debtor ukuze ufumane imali okanye imali-mboleko entsha ngexesha ixesha lonke ityala lesi-mali okanye reorganization umgaqo-nkqubo ukuba loo-mboleko okanye iimali kuyimfuneko ukusebenzisa septemba proposal kwaye mali reorganization. Nangona kunjalo, enikwe ubunzima ka-yokufumana imali yi-debtor ngexesha enjalo icala, ithatha ka-mboleko ngu ngokulawulwa ukuvunywa inkundla.
Continuity ka-Izivumelwano: Phakathi ebalulekileyo imicimbi ukhuselwe-nkqubo bankruptcy mthetho ukuba inhibits ngamnye contractor kunye debtor ukusuka isebenzisa igunya ukhetho lomgaqo-ukuphelisa isivumelwano kuquka abo izivumelwano kwi-unxulumano kunye debtor s imisebenzi.
Ukongeza, i-nkqubo umthetho unika debtor ilungelo ukuhlaziya noba izivumelwano ngayo lugqiba ukuba ndiyaqhubeka enxulumene noko, okanye abo ke oqhawula.
Debtor s Amalungelo kunye Wesithathu Amaqela: idrafti umthetho ochaziweyo kohlobo nomngeni kunye debtor s amalungelo kunye wesithathu amaqela xa ke ngokulawulwa na iinkqubo stipulated kuyo.
Ngoko ke, ukuba debtor ingaba amalungelo kunye wesithathu amaqela, okanye wonyulwa liquidator, iimeko apho debtor ngu ayifakwanga ukususela ulawulo, kufuneka siqale ibango ukuba ukusebenza, meko leyo linalo igunya inkundla iya kuba oko ethile, kwimimandla ephantsi kolawulo lwesixeko, ngaphandle kokuba loo amabango niphakame okanye ngokusondeleleneyo enxulumene bankruptcy iintshukumo apho kolawulo lwesixeko ngu eziphethwe i-linalo igunya bankruptcy inkundla. Imposing Septemba kwi-Creditors: Phakathi imigaqo-nkqubo yamkelwa libhunga idrafti mthetho ukuba creditor ngu obliged ukuba kusebenzisa noba kunye septemba proposal okanye mali reorganization. Idrafti bankruptcy umthetho zibonakele regulated i-esenziwe lula imigaqo elawula i-small abanamatyala' limited ixabiso impahla yexabiso, kuquka preventive septemba umgaqo-nkqubo kuba ncinane debtor ngu-mali reorganization umgaqo-nkqubo kuba ncinane abanamatyala kwaye liquidation umgaqo-nkqubo kuba ncinane kuthi. Ukongeza ukuba aforementioned, idrafti umthetho tackled kohlobo nomngeni kunye worthless asethi ke yolawulo liquidation, uluhlu lweempahla kwaye okukhusela i-debtor s iimpawu kwaye impahla yexabiso nokukhuselwa ye-creditor ke amalungelo. Ngaphezu koko, umgaqo-nkqubo nomthetho tackled kanjalo debtor s ukuziphatha, imali ka-mali kwaye izohlwayo njengokuba kubhaliwe khona i iimeko apho ibhodi amalungu kwaye kwisigqeba solawulo alenze personal eyimali kuba ukwaphulwa komthetho-siseko corporate iimpahla zexabiso eziyimali. Idrafti umthetho distinguishes phakathi real bankrupt, debtor kwi default kwaye ubuqhetseba debtor Ngoko ke, i-nkqubo nomthetho akusebenzi kohlwaya debtor elungileyo ukholo ngexesha debtor kwi default kuvele personal zasekuhlaleni eyimali kwaye ubuqhetseba debtor kuvele zasekuhlaleni kwaye, ulwaphulo-mthetho eyimali kwaye prevented ukusuka isebenzisa igunya na yolawulo umsebenzi nawuphi na ukusekwa. Disclaimer: Xa wonke umzamo omkhulu wenziwe made ukuqinisekisa kuchaneka le upapasho, ayinjalo intended ukubonelela isemthethweni ingcebiso njengoko umntu kwiimeko uza differ kwaye kufuneka uxoxwa angeliso ingcali kwaye okanye lawyer.
